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Beware: These moves can leave a dent in your credit score

And that means paying extra-keen attention to your credit score, which can. leave her with a $2,500 balance against just a.

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But beware of overshopping-or your credit score could pay the price. When you need a mortgage pre-approval, you’ll want to shop around. Don’t Let Mortgage Pre-Approvals Sink Your Credit Score.

The sharing economy has gained traction and attention in the last few years. Also known as the "gig economy," "consumer-to-consumer sharing," and "peer-to-peer marketplaces," the term "sharing economy" is used to describe a wide variety of exchanges between people, including property.

Beware of anyone who says they can “save” your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.

Yet other moves – some seemingly positive – can actually lower your score, experts say. Paying off an old debt It seems like you’re doing something good: An old, unpaid bill resurfaces and you make a partial payment on it.

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View detailed financial information, real-time news, videos, quotes and analysis on TransUnion (NYSE:TRU). Explore commentary on TransUnion and hear what the experts at TheStreet are saying about TRU.

It might seem like a good idea to close out the credit cards you don’t use, but doing so can possibly work against you. When calculating your credit score, credit bureaus look at your credit utilization ratio; that is, how much credit you have available compared to your outstanding balances.

 · 10 Dumb Credit Card Mistakes You’re Making. We’re inundated with information these days, but one thing you don’t want to ignore is your monthly statement. Looking over it regularly can help you learn about changes to your interest rates and fees, remind you of your payment due date, help you spot erroneous charges quickly and more.

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